Market overview
Virginia's commercial insurance market is served by Anthem Blue Cross and Blue Shield of Virginia, alongside the national carriers that maintain networks in the state.
Major commercial carriers
The national carriers — UnitedHealthcare (behavioral health through Optum), Aetna, and Cigna (behavioral health through Evernorth) — maintain networks in Virginia.
Profiles: UnitedHealthcare / Optum · Aetna · Cigna / Evernorth
The state's Blue
Anthem Blue Cross and Blue Shield of Virginia
Virginia's Anthem-brand Blue (Elevance) across most of the state; CareFirst BlueCross BlueShield serves Northern Virginia.
See the Anthem / Elevance / Carelon guide
Regional & specialty networks
MedCost
A regional PPO network and TPA operating across the Carolinas and Virginia.
See the MedCost guide
Kaiser Permanente
Kaiser Permanente operates in Virginia as an integrated payer-provider with a closed network. Behavioral health is largely delivered in-house through the Permanente medical groups, so external facility contracting typically happens via single-case agreements rather than network contracts.
More in the Southeast
Alabama · Arkansas · Delaware · District of Columbia · Florida · Georgia · Kentucky · Louisiana · Maryland · Mississippi · North Carolina · South Carolina · Tennessee · West Virginia
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