Market overview
Tennessee's commercial insurance market is served by BlueCross BlueShield of Tennessee, alongside the national carriers that maintain networks in the state.
Major commercial carriers
The national carriers — UnitedHealthcare (behavioral health through Optum), Aetna, and Cigna (behavioral health through Evernorth) — maintain networks in Tennessee.
Profiles: UnitedHealthcare / Optum · Aetna · Cigna / Evernorth
The state's Blue
BlueCross BlueShield of Tennessee
Tennessee's independent Blue licensee and a strong statewide commercial payer.
More in the Southeast
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