Market overview
Pennsylvania's commercial insurance market is served by Independence Blue Cross (southeastern PA), Highmark Blue Cross Blue Shield (western and northeastern PA), Highmark Blue Shield (central and southeastern PA), and Capital Blue Cross (central PA), alongside the national carriers that maintain networks in the state.
Major commercial carriers
The national carriers — UnitedHealthcare (behavioral health through Optum), Aetna, and Cigna (behavioral health through Evernorth) — maintain networks in Pennsylvania.
Profiles: UnitedHealthcare / Optum · Aetna · Cigna / Evernorth
The state's Blue
Independence Blue Cross (southeastern PA), Highmark Blue Cross Blue Shield (western and northeastern PA), Highmark Blue Shield (central and southeastern PA), and Capital Blue Cross (central PA)
Pennsylvania is served by several regional Blue licensees rather than a single statewide plan.
More in the Northeast
Connecticut · Maine · Massachusetts · New Hampshire · New Jersey · New York · Rhode Island · Vermont
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