Market overview
New Jersey's commercial insurance market is served by Horizon Blue Cross Blue Shield of New Jersey, alongside the national carriers that maintain networks in the state.
Major commercial carriers
The national carriers — UnitedHealthcare (behavioral health through Optum), Aetna, and Cigna (behavioral health through Evernorth) — maintain networks in New Jersey.
Profiles: UnitedHealthcare / Optum · Aetna · Cigna / Evernorth
The state's Blue
Horizon Blue Cross Blue Shield of New Jersey
New Jersey's independent Blue licensee and a leading commercial payer statewide.
More in the Northeast
Connecticut · Maine · Massachusetts · New Hampshire · New York · Pennsylvania · Rhode Island · Vermont
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