Market overview
Colorado's commercial insurance market is served by Anthem Blue Cross and Blue Shield of Colorado, alongside the national carriers that maintain networks in the state.
Major commercial carriers
The national carriers — UnitedHealthcare (behavioral health through Optum), Aetna, and Cigna (behavioral health through Evernorth) — maintain networks in Colorado.
Profiles: UnitedHealthcare / Optum · Aetna · Cigna / Evernorth
The state's Blue
Anthem Blue Cross and Blue Shield of Colorado
Colorado's Anthem-brand Blue (Elevance).
See the Anthem / Elevance / Carelon guide
Kaiser Permanente
Kaiser Permanente operates in Colorado as an integrated payer-provider with a closed network. Behavioral health is largely delivered in-house through the Permanente medical groups, so external facility contracting typically happens via single-case agreements rather than network contracts.
More in the West
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