Market overview
Arizona's commercial insurance market is served by Blue Cross Blue Shield of Arizona (AZ Blue), alongside the national carriers that maintain networks in the state.
Major commercial carriers
The national carriers — UnitedHealthcare (behavioral health through Optum), Aetna, and Cigna (behavioral health through Evernorth) — maintain networks in Arizona.
Profiles: UnitedHealthcare / Optum · Aetna · Cigna / Evernorth
The state's Blue
Blue Cross Blue Shield of Arizona (AZ Blue)
Arizona's independent Blue licensee.
More in the Southwest
New Mexico · Oklahoma · Texas
Want to know which payers TierBench holds actual rate data on?
See Payer CoverageContracting with payers in Arizona?
Book a 20-minute call and we'll walk through where your rates stand against the market — or explore the data yourself.